Thakur, Shalvi. “Pradhan Mantri Jan Dhan Yojana (PMJDY) : Analyzing Performance Using Financial Inclusion Indicators”. Arthshastra Indian Journal of Economics & Research 11, no. 2 (June 1, 2022): 33–46. Accessed January 20, 2026. https://indianjournalofmanagement.com/index.php/aijer/article/view/172211.